Annuities

Have you ever worried about the stock market?  Ever worried that you might outlive your money? An annuity is a great option to provide some safety to your portfolio and ensure that you have a guaranteed payment as long as you live.

Annuities can be complex.  They scare some people.  However, they don't have to.  I'd be happy to sit with you an explain the various ways that an annuity might benefit you.

With all of the changes in annuities over the past few decades, the features can be overwhelming.  On the other hand, many of those new features attract buyers.  For example, many annuities today have Long Term Care riders. They aren't insurance in the formal sense, but your monthly payments from the annuity double when you are in care.  

Many annuities also have some additional benefit if you die young.  Some annuities guarantee you a higher rate of return if you do not use the money for a period of years.  There are so many features to annuities, that there is no way to tell if an annuity is right for you unless you actually review the specific annuity that you are interested in.  

If you are interested in guaranteeing a lifetime source of additional income, call me and we can discuss whether an annuity is right for you.

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