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July 5, 2018

This is a question I'm asked a lot.  No one wants to get a quote until they know if Long Term Care insurance is expensive.  I always answer as honestly as possible.  Yes.  It is expensive, but, I quickly add, so is long term care.  In other words, the question is not w...

May 26, 2017

Of course, the answer is disappointing.  The answer is that it depends.  What does it depend on?

There are a few variables that can greatly affect the cost of a Long Term Care insurance (LTCi) policy.  

1. Your age when buying the policy.  

One of the biggest factors...

April 20, 2017

One of the big questions around Long Term Care insurance is whether it is right for everyone?  You can do a lot of research.  Sites such as the American Association for Long Term Care Insurance have a ton of information about LTCi.  The question is whether is it right...

March 16, 2017

Long Term Care is a tricky subject. I explain the various options available and compare them to traditional Long Term Care insurance (LTCi).

February 27, 2017

No one needs a long term care policy, but everyone needs to know their options for long term care.  I've adopted this view and so far in all my discussions with clients and prospective clients, I have not seen a reason to think differently. 

The reason no one needs...

February 21, 2017

Long Term Care insurance is one of the products I'm asked the most about these days.  It's probably because of my age and those that I associate with getting to the point where they are caring for elderly parents.  There are several reasons to seriously consider a Long...

February 20, 2017

“If you fail to plan, you plan to fail” is a common quote that’s been around as long as I can remember.  How many times do I meet someone who is over forty and still has no plan for their long-term care.

I understand it.  Even If you’ve been through a difficult time wit...

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Why is Long Term Care insurance so complicated?

July 28, 2017

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